WHY WE ARE DIFFERENT
WE CAN SAVE YOU UP TO 30% ON YOUR HEALTHCARE COSTS
HEALTH INSURANCE PLANS
Self-funding is a simple, affordable way of providing employee health benefits.
INOVATIVE SOLUTIONS
Call A Doctor Plus has been proven to save time and improve the health of your organization.
WELLNESS PROGRAM
Healthier employees visit the doctor less frequently and help you save on healthcare costs.
EMPLOYEE HEALTH CLINICS
On-site clinics provide employees with convenient, affordable medical care.
ABOUT US
OUR STORY
R&J Insurance specializes in providing self-funded & fully insured health insurance plans.
We have more than 25 years of experience and are specialists in both fully-insured and self-funded plans. We take the time to understand your unique challenges and will work with you to identify the right solution for your organization. We have built an unsurpassed network of health care providers and technology partners to deliver innovative self-funded & fully insured healthcare plans.
OUR BENEFIT SPECIALISTS
We are reliable and trusted
Joseph E. Rico
PRESIDENT
Capitalizing on his 30 years of industry experience, Joe helps our clients develop and implement sound solutions for their healthcare benefit plans.
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William Giaquinto
PRINCIPAL CONSULTANT
Our clients benefit from Bill’s years of leadership experience in administering self-funded healthcare plans on a national network level.
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What our clients have to say
Becoming self-funded for our medical plan has enabled us to reduce our healthcare cost by 25%. Further savings of an additional 18% were garnered through the hard work of our self-funded specialist R&J Insurance by incorporating Onsite Clinics, Telehealth, and Wellness.
What our clients have to say
35% of our operating budget goes to healthcare, with the help of a self-funded specialist R&J Insurance we have implemented a self-funded plan with benefits for wellness, telehealth and onsite clinics and have reduced that health cost burden by 30%
What our clients have to say
Two years ago we self-funded our medical plan and have saved 28% on our health insurance cost! With our savings we have worked with our broker R&J Insurance a self-funded specialist to implement additional cost savings features of Telehealth, Wellness and Onsite Clinics and saved an additional 18%,
ABOUT US
R & J Insurance Agency Self-Funded Insurance Programs specialize in providing self-funded health insurance plans. We have more than 25 years of business experience and are specialists in both fully-insured and self-funded plans. We take the time to understand your unique challenges and will work with you to identify the right solution for your organization.
MASSACHUSETTS OFFICE
R & J Insurance
279 East Central Street
Franklin, MA 02038
Telephone: 508-660-8871
CONNECTICUT OFFICE
R&J Insurance
36 State St. Suite 2
North Haven, CT 06473
Telephone: 203-884-1600