WHY WE ARE DIFFERENT
WE CAN SAVE YOU UP TO 30% ON YOUR HEALTHCARE COSTS
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Self-funding is a simple, affordable way of providing employee health benefits.
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Call A Doctor Plus has been proven to save time and improve the health of your organization.
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Healthier employees visit the doctor less frequently and help you save on healthcare costs.
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On-site clinics provide employees with convenient, affordable medical care.
ABOUT US
OUR STORY
R&J Insurance specializes in providing self-funded & fully insured health insurance plans.
We have more than 25 years of experience and are specialists in both fully-insured and self-funded plans. We take the time to understand your unique challenges and will work with you to identify the right solution for your organization. We have built an unsurpassed network of health care providers and technology partners to deliver innovative self-funded & fully insured healthcare plans.
OUR BENEFIT SPECIALISTS
We are reliable and trusted
Joseph E. Rico
PRESIDENT
Capitalizing on his 30 years of industry experience, Joe helps our clients develop and implement sound solutions for their healthcare benefit plans.
Find out moreAlex Madlener MD, CFP®
MANAGING PRINCIPAL
As a physician with a dual career that, Alex is uniquely positioned to help companies make smart decisions with their healthcare benefit plans.
Find out moreWilliam Giaquinto
PRINCIPAL CONSULTANT
Our clients benefit from Bill’s years of leadership experience in administering self-funded healthcare plans on a national network level.
Find out morefind out how much you can save
Get a free program evaluation
What our clients have to say
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Becoming self-funded for our medical plan has enabled us to reduce our healthcare cost by 25%. Further savings of an additional 18% were garnered through the hard work of our self-funded specialist R&J Insurance by incorporating Onsite Clinics, Telehealth, and Wellness.
Dennis Ryan, Human Resources & Benefits Specialist
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35% of our operating budget goes to healthcare, with the help of a self-funded specialist R&J Insurance we have implemented a self-funded plan with benefits for wellness, telehealth and onsite clinics and have reduced that health cost burden by 30%
Patricia Little, Human Resources Manager
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Two years ago we self-funded our medical plan and have saved 28% on our health insurance cost! With our savings we have worked with our broker R&J Insurance a self-funded specialist to implement additional cost savings features of Telehealth, Wellness and Onsite Clinics and saved an additional 18%,
Mark Gray, Benefits Manager