HEALTH INSURANCE PRODUCTS FOR EMPLOYERS

  • RISING COSTS?

    Health Insurance can add up to 25% of your operating costs.

    We can help save you 30% on your current healthcare costs. Many TPAs (third party administrators) simply do what is easy. We take the time to understand your unique challenges and will work with you to identify the right solution for your organization.

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  • EXPERIENCE

    We have over 25 years of experience.

    We have more than 25 years of business experience and are specialists in both fully-insured and self-funded plans. We give you the exibility to create a plan that’s perfect for your company. You’ll have a dedicated team to implement your health plan, handle claims and help you initiate cost-reduction strategies.

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WHY WE ARE DIFFERENT

WE CAN SAVE YOU UP TO 30% ON YOUR HEALTHCARE COSTS

ABOUT US

OUR STORY

R&J Insurance specializes in providing self-funded & fully insured health insurance plans.

We have more than 25 years of experience and are specialists in both fully-insured and self-funded plans. We take the time to understand your unique challenges and will work with you to identify the right solution for your organization. We have built an unsurpassed network of health care providers and technology partners to deliver innovative self-funded & fully insured healthcare plans.

OUR BENEFIT SPECIALISTS

We are reliable and trusted
Joseph E. Rico
PRESIDENT

Capitalizing on his 30 years of industry experience, Joe helps our clients develop and implement sound solutions for their healthcare benefit plans.

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Alex Madlener MD, CFP®
MANAGING PRINCIPAL

As a physician with a dual career that, Alex is uniquely positioned to help companies make smart decisions with their healthcare benefit plans.

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William Giaquinto
PRINCIPAL CONSULTANT

Our clients benefit from Bill’s years of leadership experience in administering self-funded healthcare plans on a national network level.

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find out how much you can save

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What our clients have to say

  • Becoming self-funded for our medical plan has enabled us to reduce our healthcare cost by 25%. Further savings of an additional 18% were garnered through the hard work of our self-funded specialist R&J Insurance by incorporating Onsite Clinics, Telehealth, and Wellness.

    Dennis Ryan, Human Resources & Benefits Specialist
  • 35% of our operating budget goes to healthcare, with the help of a self-funded specialist R&J Insurance we  have implemented a self-funded plan with benefits for wellness, telehealth and onsite clinics and have reduced that health cost burden by 30%

    Patricia Little, Human Resources Manager
  • Two years ago we self-funded our medical plan and have saved 28% on our health insurance cost! With our savings we have worked with our broker R&J Insurance a self-funded specialist to implement additional cost savings features of Telehealth, Wellness and Onsite Clinics and saved an additional 18%,

    Mark Gray, Benefits Manager